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Questions and Answers

Q: Why not go straight to the dealer yourself?
  1. Every dealership has a specific program that they must follow and understand.
  2. We have established deep relationships with dealerships to ensure out business.
  3. Dealers understand our strict underwriting criteria and guidelines for vehicles. Therefore, they submit deals worth underwriting for processing, saving you time and money.
  4. We package the contracts and verify all necessary items for accuracy. We make sure all legal documents and stipulations are included.
  5. No marketing, sales, calling dealers for stipulations, searching for documents, or verifying of lien holder, signers, or insurance.
Q: How do we know they fit your membership requirements?
  1. You provide us with a list of your credit union's requirements for membership and we pass it on to our dealers and staff. Before a contract is submitted for funding we make certain they are an eligble member.
  2. We work with over 700 Franchise Auto Dealerships. When a consumer fits your eligibility requirements, the deal automatically is submitted to your credit union.
Q: Can you set your own rates?
  1. We work together on the rate. Rates change so often, therefore, every month we compare rates and a new rate structure set. The new rate is presented to you for approval.